Money saving tips: How to spend wisely and have more savings

Ways to Save Money : articles

How to Save Money on a Your Vacation and Still Enjoy It

...Is it actually possible to be able to plan and execute a vacation without having to spend too much money? Aren’t vacations supposed to be expensive? The answer to first question is yes and the answer to the second question is no….

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How to Save On Your Wedding Preparation Costs

...it is possible to have a very memorable wedding without having to spend as much. And, most surprising of all, it is possible for these weddings to be as grand as or even grander than much more expensive weddings….

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Money Saving Auto Tips - Are You Prepared For Winter Driving?

...nothing lasts forever and all car owners would benefit if they knew more about their vehicle. Large repair bills can be reduced with some basic preventive maintenance and knowledge. The more you know, the more money you will save!...

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Three Big Steps To Better Money Handling

...Head to your local office supply store for planning workbooks or budget sheets to use. Or head to your favorite search engine and type in, “budget planning” for hundreds of sites with articles, free downloads, tips, ebooks and other resources to help with your budget setup and follow up….

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Daily Money Saving Solutions

...Check online, in print media and in your postal and email boxes for money saving coupons to use with your next computer, software, bookstore, office supply store or any store purchase. Enjoy a social life, too. Head to the fitness center, take your spouse out to eat and get your pet groomed – all with coupons….

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Save Money for Your Kids’ Schooling

“...You may also find private schools that have tuition fees that may have the same cost of tuition fees in college. The time you have saving for your kids’ schooling may be a little short to get them into these private schools. It is important that you start with an early savings plan for your kids schooling if you intend to enroll them to expensive private schools….”

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Teach Your Kid How to Manage Their Money

“...Kids may learn how to deal with their money by teaching them and allowing them to experience how to handle an allowance. Kids having a budgeted allowance will make their spending choices more reasonable. They will also appreciate the things that they buy when they use their money….”

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Can Coupons Save You Money?

“...There are many reasons why coupons are being used more frequently than before. Some want to get rid of slow moving items while others are introducing a new brand or product into the market. This just goes to show that there are many competitors and these companies have to be on top in order to survive the onslaught….”

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How to Save Money Through Proper Budgeting Methods

Money is hard to come by especially if both parents have to work. Everyone in the household must always help out and think before buying anything since this is the only method to properly budget the monetary resources available.

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Tips on How to Save Money on Electricity

The average household spends about $1,300 on electricity annually. Can anything be done to make this go down? The answer is yes. By reading tips in this article, the money saved can be used for other expenses. You can monitor the electric bills the few past months and see if the steps taken has shown improvements when the next one arrives.

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The Proper Way to Use Your Air-Conditioning and Save a Ton

Air conditioning machines tend to be expensive to maintain and purchase. Thankfully, there are some tips to help reduce this cost considerably. The first thing you have consider when maintaining an air-conditioning unit is that it doesn’t have to always be on. You can schedule the air-conditioning to be turned on during peak hours when the weather is too hot. Regular maintenance can greatly increase the performance of your air-conditioning units. Always turn off the air-conditioning unit 30 minutes before leaving the building. Choosing the right kind of air-conditioning for your room and saving money on electricity costs are synonymous with each other.

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How to Save on Your Prescription Drugs

The following tips provides the best recommendations for saving on prescription drugs and how one would be able to manage to keep them fresh and save on future need of such drugs. Using the generic brand of medicine can help you save on the average cost of each medicine. Most pharmacies don’t offer generic brands unless specifically asked. Make sure to store your medicines and pills away from moisture and heat to ensure the optimal potency of these drugs. The fastest way to saving money is by dividing the drug cost in half. One way to do this is through literally cutting a drug in half to attain the exact dosage desired. For example, if your doctor prescribed you a 40 mg dosage, you can buy the 80 mg tablet and just split it in half.

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How to Save on Your Vacations

It is still imperative to save as much as you can while having your vacation. Especially, while you are on vacation, more often than not, the budget is a tough thing to keep. This article discuss how you can save on your vacation. Make arrangements and book your flights ahead of time. If possible, plan your vacation during the off-peak seasons. Make sure to bring packaged snacks that are purchased at supermarkets. For road/land trips, as much as possible, bring your own car for your tour.

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How to Save Money on Your Grocery Shopping

Your budget for the groceries could make or break your budget for your weekly funds that should be allotted on other things. This is how flexible the budget for the groceries could be. This flexibility should be handled properly. Make sure you aren’t hungry before you go to the Grocery Store – studies have shown that shoppers tend to buy more in the grocery stores when they are hungry. The cheaper or generic brands are either located below or higher than your average sight. When you go to the grocery store early in the morning, you tend to finish with your list a little faster, thus avoiding the need to roam around and get attracted to unnecessary expenses.

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How to Save on Your Clothing

It is very possible to save money when buying your clothes. You just need to have the strategies and tactics on how you can save your money. New clothes normally released at very high prices and normally they go down after a few months. Key is just patience to wait. When Factories put out their sale season, clothes can be cut from 40%-90% off the original price. Garage sales are very popular stores and places where you can get your clothes at really, really low prices. If you have kids, it is very advisable to actually get two sizes, since children grow up really fast. Also, buying two colors to have variety, only if the clothes are already at their reduced rates. Be sure to sign up for your favorite clothing store’s mailing list, newsletter and catalogs. If shopping online is your thing, there are many coupon codes that can be found online that could give you a cut off of the original price.

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How To Save On Purchasing Your Furniture

More often than not, the best deal on Furniture on Sale comes every January and July. And if you’re looking for outdoor furniture, August is the best time ever! Check all the possible Furniture Shops first and find the best deal before finally purchasing your piece. Most regional and national furniture retailers have outlet shops where suspended, distressed and returned merchandise is being sold at low prices. Some wholesale furniture shops offer in-store credit cards. These credit cards normally give you the best discounts on the furniture inside that furniture center. There are some Online Shops that may offer your certain furniture at a very good discount. However, it is imperative to check the shipping rates and taxes that may be applied with the product. If you live within a few miles of a furniture manufacturer, it is strongly suggested that you visit their shops for you may get the lowest possible price for your preferred furniture. One of the best ways of saving your hard-earned money is by going to Second Hand shops for certain furniture.

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How to Save on Major Home Appliances

Moving into a new area requires basic household appliances such as fridge, washing machine, stove, and heater. Normally, these appliances would cost you thousands of dollars if one would not consider some of the cost-effective tips in buying major appliances. This article below list some of the cost-effective and saving tips in purchasing new appliances for your new abode. Most stores would drop prices when needed and when the customer asks for it and when one is purchasing refurbished items.

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Ways to Change Undesirable Spending Habits

Many people dream of retiring with a healthy bank account but few people actually achieve it. This is largely due to lack of discipline in building up their retirement fund and poor spending habits. While building a retirement fund requires time, you can accelerate the process by making incremental but positive changes in your spending habits.

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How to Save Thousands of Dollars on Your Mortgage!

Everyone is constrained to a certain degree by their budget. Yet there is a way to pay off the existing mortgage on your home quicker and save money in the process. Almost all mortgages have built into them an Accelerated Payment Clause. This allows the borrower to pay more than the minimum amount of the monthly mortgage payment. The benefit to this is that every extra dollar paid against the mortgage will lower the outstanding balance of the mortgage. This increases the equity in your home faster over time. Also, by lowering your outstanding balance, you will save on interest charges.

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How to Save on Phone Service

With the high prices of commodities nowadays, it pays a lot to save on your phone services and earn that extra money you will need in the near future. First, keep in mind that not all phone services were created equal. And even if they may vary according to their rates and charges, consumers can find ways on how to save on phone services, regardless of their classification and the type of service that they provide. Select a good plan. Identify your “calling pattern”. If you have clearly identified your calling pattern,” it will be easier for you to save more on your bills. Choose a phone service that gives you the flexibility to adapt to your needs. Saving on phone services can trim down your expenses in a month.

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Managing Oil Prices: Tips on How to Save on Gasoline

Tips on How to Save on Car Repairs

How to Save on Mortgage Loans

How to Save Money on Your Grocery Shopping

How to Save on Your Prescription Drugs

How to Save on Major Home Appliances

How to Save on Phone Service

Teach Your Kid How to Manage Their Money

How to Save on Your Vacations

How to Save Money on a Your Vacation and Still Enjoy It

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Title: Michael Finney's Consumer Confidential: The Money-Saving Secrets They Don't Want You to Know (Paperback)




Book Description
Being a good consumer is not only about money, says Michael Finney, it’s also about awareness and fairness. Good consumers are concerned about what is fair, for others as well as themselves. Backed by 25 years of experience in the field, Finney shows how to balance these factors, while he dives into the details of educated consuming. Here is clear, authoritative advice on how to get a luxury hotel room for the price of a roadside motel; how to negotiate effectively; what to look for in an insurance policy; where to get the best deals on consumer electronics, technology, and cars; what to know about savings and investing; how to write an effective complaint letter; and much more. This easy-to-read guide through the maze of consumer affairs includes dozens of firsthand stories about the author and the consumers he has helped over the years.