Money saving tips: How to spend wisely and have more savings

Daily Money Saving Solutions

...Check online, in print media and in your postal and email boxes for money saving coupons to use with your next computer, software, bookstore, office supply store or any store purchase. Enjoy a social life, too. Head to the fitness center, take your spouse out to eat and get your pet groomed – all with coupons….

Wouldn’t it be great to get a little help with your money handling?

Here are a few simply solutions to try.

  1. COUPONS – These are not just for food! Check online, in print media and in your postal and email boxes for money saving coupons to use with your next computer, software, bookstore, office supply store or any store purchase. Enjoy a social life, too. Head to the fitness center, take your spouse out to eat and get your pet groomed – all with coupons. Plan ahead and keep the in a drawer or specially marked container. Purge monthly or quarterly. Trade with friends, neighbors, co-workers, church and organization member, colleges and family.
  2. INCENTIVES – Many credit cards, restaurants, movie theaters, stores and other places offer incentive programs. Find one or more that fit into your purchasing plans and earn things like free air travel miles, movies and pop corn, gasoline, meals, a percentage back in the form of a check, gift certificates and more back in exchange for your participating in their program. Keep up with the times, too. If your child is grown, no need to use your Toys-R-Use Visa and get back certificates for toys any longer. Call the bank and see which other programs they have, ask your friends which ones they use, surf the Internet for new offers – and switch.
  3. ALTERNATIVES – Look for alternative solutions before you spend. Often there are generic packages of the products you want (items with no brand names) and there are home remedies and local pharmacists to ask for alternatives to expensive medications and treatments. And many places offer discounts for package deals, like family haircuts instead of individual ones.
  4. ATTITUDE – Don’t focus on what you “don’t have.” Instead, focus on what you “do have.” Make lemonade out of those lemons; recycle what you can, reuse what you can, donate what you can. No need to have “new” things all the time, or even part of the time. Be happy with what you have now and make it work for you! Head to the library for free help in thousands in books that can show you step by step how to get exactly what you want.

So look before you leap to grab your wallet. Take a time out, sip some tea and plan ahead with coupons, incentive programs and alternative buying solutions. Make your money stretch just a little bit farther and give yourself a raise!

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    Booksmart

    Title: Saving Money with the Tightwad Twins: More Than 1,000 Practical Tips for Women on a Budget (Paperback)




    Book Description
    While other books give advice about money markets and outwitting the stock market, Saving Money with the Tightwad Twins gives advice to the struggling woman on a really, really tight budget. She is the forgotten woman of “little time and no dime.” She may be single, married, a career woman or a stay-at-home mom, but whoever she is, she is looking for easy ways to organize her life and save money. In this no-nonsense book by identical twin sisters Ann Fox Chodakowski and Susan Fox Wood, the Tightwad Twins, women will learn how to reduce or eliminate bills and manage and organize their homes. This “common cents’knowledge will revolutionize the way women look at money; for instance nearly everything can be recycled: Make a coffee table from an old window, door or board. Add bricks or flowerpots for legs. Cut a slit in the shape of an X in an empty prescription bottle for a traveling toothbrush holder. Use soda-pop can tabs for picture hangers. Glue to the back of picture frame with just the top of the clip showing so as to nail easily to the wall. A candle placed in a cheese or vegetable grater looks fabulous at night. Tie the top with a red ribbon to make it even more festive. The tighwad twins also timesaving forms, quick-and-easy recipes for no-fuss, cheap meals, and lists of organizations that give away freebies. In no time at all, readers will reap the benefits of thriftiness and find time to enjoy their newfound financial freedom. “These twins really know their stuff!” – Maury Povich “The twins are masters at saving money.” – The National Enquirer “These twins do a great job: humorous, but insightful on ways to save money and reuse everything!” -Crook and Chase